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About the Alternative End-of-Service Benefits System (Savings Scheme):

A voluntary scheme through which end-of-service benefits of employees are invested in well-proven Investment Funds that are with good record, and which are approved by the Securities and Commodities Authority. The sceheme aims to provide investment returns to emplouees on their end-of-service benefits.

How to sign up for Savings Scheme?

The employer submits a request to the Ministry of Human Resources and Emiratisation, then chooses an approved Investment Funds from ones listed in this page. They need to choose the employees they wish to register in the Scheme, while ensuring their employees' entitelents from the previous period (as per the Labour Law) are preserved.

Investment Funds and Fund Administrators:

(will be updated soon)

Savings Scheme Resgisteration Process:

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Payment of Beneficiary's Benefits:

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